Kidnapping Insurance
and Ransom

In a world in perpetual motion, risks evolve faster than we move. Travelling abroad, living as an expatriate, or working in an international business environment, sometimes means being exposed to previously unthinkable threats. These include kidnapping, extortion and ransom demands. Although rare, these incidents can turn entire lives upside down in a matter of hours, leaving your loved ones destitute. At WorldHealth Protect®, we have developed a comprehensive and specialized kidnap insurance policy, designed to anticipate the unimaginable and protect your loved ones as well as your financial interests.

THIS PROTECTION INCLUDES :

Search and ransom costs
Crisis Management Expert
Medical and psychiatric expenses for you and your loved ones
Repatriation, accommodation and loss of income due to kidnapping

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The worst thing would be not to have considered it at all

The risks associated with international travel have evolved. In some areas, kidnapping, ransom demands and extortion attempts have become real threats. In this context, these events, though exceptional, should not be ignored.

The emotional shock, financial consequences, loss of income, legal costs and impact on personal or professional reputation are all factors to consider. Kidnap insurance is precisely the answer to preventing these situations, by providing rapid care, financial protection, expert assistance and comprehensive support for the family.

IN BRIEF

The essence of our Kidnap & Ransom insurance cover

The aim of our insurance contract is to cover the risks at every stage of a crisis, from the moment of abduction to the return to normal. It relies on top-of-the-range international coverage, a network of specialists and extensive guarantees to protect what matters most: you and your loved ones.

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Worldwide coverage of ransom costs up to €5 million
Immediate and urgent access to a 24/7 crisis management consultant
Repayment of ransomloans or expenses
Medical and psychiatric expenses for you and your loved ones

Compensation in the event of injury, permanent disability or death and disability
Assistance with repatriation, temporary accommodation and loss of income following hostage-taking
Protecting your privacy and public image
Coverage of the insured’slegal and assistanceexpenses

Available in :

Punctual coverage (<1 year)

Annual coverage (> 1 year)

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Our kidnap coverage in detail

When you take out our kidnap insurance, you can choose any or all of the following coverages, depending on your needs and the type of policy you choose. Risks covered include

Ransom insurance

If you are the victim of a kidnapping, our contract provides for the reimbursement of ransoms paid, up to 5 million euros. This also includes the cost of securely transporting the ransom and reconstituting it if it is seized or misappropriated.

Medical and psycho-logical expenses

In the event of physical injury or psychological trauma, we cover your medical care and post-traumatic therapy. This protection extends to your loved ones affected by the incident.

Dedicated professional assistance

We’ll immediately put a specialized crisis management team at your disposal: security experts, negotiators and legal advisors to support your loved ones and coordinate operations.

Repatriation and accommodation

Your safety is our top priority, so we cover all costs associated with your evacuation, temporary accommodation or repatriation once the situation is under control.

Loss of income

If the removal prevents you from working, we cover your loss of income, so you can return to financial stability without pressure, following the loss.

Death or disability

In the event of death or permanent disability, a lump-sum payment is made to you or your family to secure your future.

Communication and reputation

We finance the services of public relations experts to protect your privacy, or that of your employer or company, at a sensitive time.

Legal proceedings

If you decide to take legal action for arbitrary detention or any other reason, we will cover the legal costs of defending your rights and obtaining compensation.

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Complete your protection with the WorldHealth Protect® range

Whether you’re a one-off or frequent traveller, or an expatriate, WorldHealth Protect® cover can accompany you around the globe. Tailor-made offers, adapted to your needs and the risks inherent in discovering the world, whatever your country of residence or destination.

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Prévoyance Internationale

Financial support in the event of temporary or permanent loss of earnings,
Capital sum in the event of permanent and definitivedisability,
Death cover with payment of a lump sum to your loved ones,
Severe Illness Option to extend your cover to the most serious illnesses

Kidnap and Ransom Insurance

Coverage of ransom costs
Provision of a 24-hour crisis management expert
Repayment of loans taken out to pay a ransom
Coverage of additional healthcare expenses: medical, dental, mental health
Compensation in the event of serious injury, permanent disability or death

International assistance

Accompaniment and support in emergency situations:

Repatriation assistance to a specific facility or to your home
Transportation and medical evacuationcosts
Search and rescue abroad
Use of doctors who can speak your language

Prévoyance Internationale

Financial support in the event of temporary or permanent loss of earnings,
Capital sum in the event of permanent and definitivedisability,
Death cover with payment of a lump sum to your loved ones,
Severe Illness Option to extend your cover to the most serious illnesses

FREQUENTLY ASKED QUESTIONS

Questions you may have
about kidnap insurance

Who can benefit from kidnap and extortion insurance?

A pension plan is the ideal benefit for anyone with a professional career who lives, works or travels abroad on a regular basis:

Expatriates: who leave their country of origin to live and work in another part of the world, may wish to protect their salary in the event of an emergency (illness, accident, sick leave, etc.).
Seconded workers: they carry out temporary or long-term assignments elsewhere than in their country of origin, and must cover risks not covered by local social security or their usual mutual insurance company.
Digital nomads: they work remotely while traveling the world. They need to anticipate any loss of remuneration that might occur as a result of a health event.

How does international kidnap insurance work?

In the event of a kidnapping, your loved ones must immediately contact our crisis management center, available 24/7. A team of experts is deployed to coordinate negotiations, protect your family, and put in place measures for their release (payment of ransom, assumption of costs and fees, crisis management, setting up talks, tailored assistance…).
Every stage of your kidnap insurance is handled discreetly, rapidly and professionally, in close collaboration with the relevant authorities.

What is the geographical coverage of the WoldHealth Protect® offer?

Are you browsing the comparisons to make up your mind and choose the ideal health insurance for you? Here are 4 criteria that will make you want to trust WorldHealth Protect :

Comprehensive protection: medical coverage, international assistance, personal protection, kidnap insurance… Our contracts cover all the essential aspects of your protection.
A tailor-made approach: create the contract that’s right for you by choosing the coverages that interest you.
Borderless support: our contracts are tailored to your needs, wherever you’re going.
Fair, transparent pricing: our rates are calculated according to your choices and profile at the time of purchase. Our rates are indexed to medical inflation and to the age of our policyholders.

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More than just insurance, WorldHealth Protect® is your support and advisor throughout your adventures. Find out about the latest news from our company and our advice on international health insurance.